From Heirlooms to Cash: What Your Jewelry Is Really Worth

That vintage ring tucked away in a velvet box, the delicate gold bracelet passed down from your grandmother, or the brooch you inherited but never wear—what are they really worth? For many, inherited jewelry holds not just emotional weight but untapped financial value. And while some pieces are better kept as family treasures, others might be ready to trade sentimental worth for real-world cash.

At Dick’s Pawn Superstore, we help customers make informed, confident decisions about their inherited jewelry. Whether you're exploring a sale or simply curious about your piece’s true value, here’s what to know about turning heirlooms into meaningful financial returns.

Why Appraise Inherited Jewelry?

Jewelry passed down through generations often comes with mystery. Maybe you’ve heard it’s gold or think the stone might be a diamond—but without an expert evaluation, it’s hard to say what it's truly worth. Getting an appraisal isn’t just about money—it’s about clarity, protection, and smart decision-making.

Here’s why appraisal is the best first step:

• Know if your piece is genuine and valuable
  

• Understand insurance needs and replacement value
  

• Make educated decisions about keeping, selling, or repurposing
  

• Avoid being underpaid by resellers or scrap buyers
  

Inherited jewelry can surprise you—what looks modest may be rare, and what seems glamorous might only have sentimental value. Either way, knowledge is power.

Benefits of Selling Heirloom Jewelry

Emotional closure – Letting go of a piece that no longer fits your style or life can be freeing.
Financial freedom – Turn unused jewelry into cash for bills, travel, or savings.
Practical simplicity – Declutter your collection without guilt.
Value you can use today – Rather than sitting in a box, your jewelry could be helping you move forward.

At Dick’s Pawn Superstore, we understand that parting with heirloom jewelry is personal. That’s why we approach every appraisal with respect, transparency, and expertise—so you feel confident in whatever decision you make.

How to Evaluate Heirloom Jewelry Before You Sell

Before you bring your jewelry in, it helps to understand what buyers will look for. These key factors determine your piece’s resale potential.

Identify the Metal

Start by checking for stamps:

Gold – Look for 10K, 14K, 18K, or 24K marks

Silver – Genuine silver will be marked 925 (Sterling) or higher

Platinum – Should be stamped with “950” or “PT”

Even if the metal is worn or unstamped, an expert can test it using tools like acid kits or X-ray fluorescence for accurate results.

Examine Gemstones

Diamonds, sapphires, rubies, and emeralds add significant value—but only if they’re real and well-cut.

Here’s what matters:

Clarity & Color – Is the stone cloudy or clear?

Cut & Carat Weight – Larger stones with precision cuts tend to fetch more.

Security – Loose or damaged settings may lower the value.

If your item has paperwork, like a GIA or AGS certificate, bring it—it adds legitimacy and can increase the offer.

Assess Condition & Craftsmanship

Even antique or worn items can carry value, especially if they show signs of quality:

• Smooth finishes and clean soldering
  
• Secure prongs and clasps
  
• Engravings or hallmarks from designer brands
  

Don’t worry if it’s not pristine. We evaluate based on material value and resale potential, not just condition.

Know the Brand (If Applicable)

Jewelry from well-known brands like Tiffany & Co., Cartier, or David Yurman often retains premium resale value. If you still have original packaging, receipts, or authentication documents, bring them with you.

What Happens During a Jewelry Appraisal?

At Dick’s Pawn Superstore, our appraisal process is designed to be clear, fair, and empowering. Here’s what you can expect:

Walk In or Make an Appointment – No pressure, no obligation

In-Person Evaluation – Our trained experts will inspect your jewelry for metal type, gemstones, brand, and condition

Market-Based Offer – We use real-time pricing to determine a competitive cash offer

Get Paid or Think It Over – Accept our offer and walk out with cash, or take your time to decide

No games. No guesswork. Just a straightforward evaluation and a fair opportunity to sell.

Why Sell Heirloom Jewelry at Dick’s Pawn Superstore?

When it comes to letting go of inherited pieces, trust matters. We’re more than just a pawn shop—we’re experienced appraisers who care about your story and your piece’s legacy.

Here’s what sets us apart:

Respectful Evaluations – Every heirloom is handled with care

Transparent Offers – We explain how we calculate value

Fair Payouts – Based on current gold and gemstone markets

No Pressure – You’re never obligated to sell

Fast Payment – Leave with cash in minutes if you accept

Whether you're parting with one piece or an entire estate, we make the process as smooth as possible, so you feel good about every step.

Visit One of Our Five Locations in the Grand Strand

Dick’s Pawn Superstore Conway – 2564 Main St, Conway, SC 29526
Dick’s Pawn Superstore East – 1852 Mr. Joe White Ave, Myrtle Beach, SC 29577
Dick’s Pawn Superstore North – 860 Highway 17 S, North Myrtle Beach, SC 29582
Dick’s Pawn Superstore South – 1155 Dick Pond Rd, Surfside Beach, SC 29575
Dick’s Pawn Superstore West – 4765 Hwy 501, Myrtle Beach, SC 29579

Call Us: 843-646-7166
Email: dickspawnsuperstore@gmail.com

Know What It’s Worth—and What to Do Next

That heirloom jewelry sitting in your drawer could be a powerful asset, ready to bring financial freedom, peace of mind, or simply a fresh start. Whether you sell it, repurpose it, or simply satisfy your curiosity, knowing its value is the first step.

Visit Dick’s Pawn Superstore today for a no-pressure, expert appraisal—and discover what your jewelry is really worth.